Education Loan

The right study-abroad loan, approved faster

Funding should never stop you from studying abroad. Vibedu's loan experts match you to the best bank, prepare your file, and get your education loan approved — with competitive rates and flexible repayment.

Free Counselling

As India's trusted education loan advisors, we collaborate with top financial institutions to provide customised education loan for study abroad solutions. Our partners offer competitive rates, flexible repayment options, and specialised services for Indian students — and Vibedu guides you through the entire process, free.

Vibedu's Premier Education Loan Partners for Study Abroad

Featured banking partners for your study abroad loan:

HDFC Credila

A specialised education loan provider offering tailored solutions for study abroad loans for Indian students, with high approval rates.

Loan AmountUp to ₹1.5 Crore

Interest RateStarting from 9.50% p.a.

Repayment TenureUp to 15 years

Margin Money15% for foreign education

Processing Fee1% of loan amount + GST

Special FeatureDoorstep service for document collection

State Bank of India (SBI)

India's largest public sector bank, offering comprehensive education loan schemes with government backing.

SchemeSBI Global Ed-Vantage

Loan AmountUp to ₹1.5 Crore (₹20L without collateral)

Interest Rate8.15% p.a. (floating)

Moratorium PeriodCourse period + 6 months

Processing FeeNil for loans up to ₹20 lakh

Special Feature0.50% concession for girl students

Axis Bank

A leading private sector bank offering quick processing and competitive rates for study abroad loans for Indian students.

Loan AmountUp to ₹50 lakh (₹75L for premier institutes)

Interest Rate10.50% p.a. onwards

Repayment TenureUp to 12 years

Margin Money5–15% based on loan amount

Processing FeeUp to 1.5% of loan amount

Special FeatureFast-track approval within 72 hours

Why Choose Vibedu for Education Loan for Study Abroad?

Expert Guidance on Study Abroad Loans

Our loan specialists help you select the ideal bank based on your profile and needs.

Higher Approval Rate for Indian Students

95% success rate through proper documentation and bank matching.

Comparative Analysis of Education Loans

Get detailed comparisons of interest rates, fees and terms across all banks.

End-to-End Support for Study Abroad

Assistance from application to disbursement and visa documentation.

Special Benefits from Vibedu

Exclusive negotiated terms for Vibedu students with partner banks.

Post-Loan Support Services

Continuous assistance with repayment planning and loan servicing.

Our Trusted Education Loan Partners

Education Loan — Frequently Asked Questions

Depending on the bank and your profile, you can get up to ₹1.5 crore for collateral loans and up to ₹40–50 lakh without collateral, covering tuition, living costs, travel and insurance. Vibedu helps you maximise your sanctioned amount.

A collateral loan is secured against an asset (property or fixed deposit) and usually offers a larger amount at a lower rate. A non-collateral loan needs no security but is capped lower with a higher rate. We help you choose the right option.

Yes. Under Section 80E of the Income Tax Act, the interest paid on an education loan is tax-deductible for up to 8 years.

No. Vibedu's education loan guidance is completely free. We help you compare banks, prepare documents and get approved at no cost to you.

Check Your Loan Eligibility

Tell us a few details and our loan experts will check your eligibility and match you to the best bank — free.

Full Name *

Phone Number *

+91

Email *

Study Destination *

Preferred Intake *

Preferred Study Level *

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Education Loan