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Fee-paying student visa

New Zealand student visa — step by step

Everything you need to apply, and how Vibedu files it with you — free.

Visa route

Fee Paying Student Visa (Immigration New Zealand). This is the standard route for Indian students who pay international tuition fees themselves, via family, a loan, or a partial scholarship....

Full official detail

Fee Paying Student Visa (Immigration New Zealand). This is the standard route for Indian students who pay international tuition fees themselves, via family, a loan, or a partial scholarship. Related study routes include the Pathway Student Visa (up to 3 consecutive programmes on one visa) and scholarship-specific student visas.

Official fee

Published as "From NZD $850" on the Immigration New Zealand Fee Paying Student Visa page. Separately, most student visa applicants must also pay the International Visitor Conservation and To...

Full official detail

Published as "From NZD $850" on the Immigration New Zealand Fee Paying Student Visa page. Separately, most student visa applicants must also pay the International Visitor Conservation and Tourism Levy (IVL) of NZD $100 ("excluding dependent child category"). INZ states visa charges are made up of a separate application fee and levy, and that the exact amount depends on your circumstances and citizenship — check the official "Fees, decision times and where to apply" tool for your case. VFS Global visa application centre service charges in India are additional and are not published by INZ.

Processing time

Published by Immigration New Zealand as "80% within 8.5 weeks" for the Fee Paying Student Visa. INZ separately recommends: "We recommend applying for a student visa 3 months in advance of yo...

Full official detail

Published by Immigration New Zealand as "80% within 8.5 weeks" for the Fee Paying Student Visa. INZ separately recommends: "We recommend applying for a student visa 3 months in advance of your intended travel, if possible."

Funds to show

For tertiary, English language or other non-compulsory study, as published: "NZD $20,000 for each year, if you are studying for 1 year or more, or NZD $1,667 for each month" if your study is...

Full official detail

For tertiary, English language or other non-compulsory study, as published: "NZD $20,000 for each year, if you are studying for 1 year or more, or NZD $1,667 for each month" if your study is shorter than 1 year. For compulsory education (school Years 1-13): "NZD $17,000 for each year... or NZD $1,417 for each month." These living-cost amounts are in ADDITION to tuition fees, and you must also show a return travel ticket or enough funds to buy onward travel. Indian students are among the nationalities (China, India, Nepal, the Philippines, Sri Lanka and Vietnam) who may be asked to use the Funds Transfer Scheme (FTS), operated by ANZ Bank New Zealand Limited — INZ notes "INZ will let you know if you need to use the FTS" and that using it "does not guarantee approval of your student visa application."

Work while studying

Up to 25 hours a week during term time while studying full-time — increased from 20 hours on 3 November 2025 under the International Education Going for Growth Plan. Visas granted on or afte...

Full official detail

Up to 25 hours a week during term time while studying full-time — increased from 20 hours on 3 November 2025 under the International Education Going for Growth Plan. Visas granted on or after 3 November 2025 carry the 25-hour condition automatically; holders of older visas with a 20-hour condition must apply for a variation of conditions (published fee NZD $325) as the extra 5 hours are not added automatically. Full-time work is allowed during scheduled holidays (mid-year break and Christmas/New Year) if the course meets INZ criteria (at least 1 academic year, minimum 120 credits, 2+ semesters over 8+ months). As published: "There is no limit on the hours you can work if you are enrolled in a doctoral degree (PhD) or Research Masters programme." Always check the exact conditions recorded on your eVisa or visa letter.

Interview / biometrics

Immigration New Zealand does not publish a routine, compulsory interview step for the Fee Paying Student Visa — most applications are decided on documents submitted through Immigration Onlin...

Full official detail

Immigration New Zealand does not publish a routine, compulsory interview step for the Fee Paying Student Visa — most applications are decided on documents submitted through Immigration Online. However, biometrics ARE required: INZ states "The Immigration Act 2009 requires us to collect your biometric information when you apply for a visa... If you refuse, we can reject your application or request." Biometrics (facial image and fingerprints) are given at a New Zealand Visa Application Centre — in India these are operated by VFS Global in New Delhi, Mumbai and Chandigarh. INZ may also request additional information, evidence, or a Potentially Prejudicial Information (PPI) letter response, and case officers can request an interview where genuineness of study intent or funds is in question. Treat an interview as possible but not standard, and be ready to evidence genuine intent to study and genuine access to funds.

Step 1
Secure an offer of place from an INZ-approved education providerYou must be offered a place by an education provider approved by Immigration New Zealand — an unapproved provider will not support a student visa. The offer of place is the anchor document for the whole application and confirms your course, duration and tuition.
Step 2
Arrange and season your funds (and check if INZ requires the Funds Transfer Scheme)Show NZD $20,000 per year of living costs for tertiary study on top of tuition, evidenced by bank statements with the last 3 months of transaction history, fixed-term deposits held at least 3 months, a scholarship letter, or a secured education loan. Indian students may be directed to the ANZ-operated Funds Transfer Scheme; be ready to explain the source of any recently opened account or large deposits (INZ flags deposits over NZD $2,000).
Step 3
Pay tuition or evidence your ability to payProvide proof that tuition fees have been paid, that you can pay them, or that you are exempt. A tuition receipt from the provider is the cleanest evidence and materially strengthens the application.
Step 4
Complete health checks with an INZ panel physicianBecause India is not a low-TB-incidence country, a chest X-ray is required if you will stay more than 6 months, and is required for everyone staying more than 12 months. A full medical examination is required if you will stay more than 12 months. The chest X-ray certificate must be less than 3 months old when you apply.
Step 5
Obtain police certificates if your total NZ stay will be 24 months or longerINZ requires police certificates where your total time in New Zealand across all visits will be 24 months or more — this covers most Indian students on 2-3 year bachelor's or master's programmes. Certificates must be less than 6 months old at submission, and non-English documents need certified English translations.
Step 6
Apply online through Immigration Online and pay the fee plus IVLSubmit the Fee Paying Student Visa application via your Immigration Online account, uploading the offer of place, funds evidence, health and character documents, and a declaration that you will hold travel and health insurance. Pay the published fee (from NZD $850) and the NZD $100 International Visitor Levy. INZ recommends applying about 3 months before travel.
Step 7
Give biometrics at a VFS Global visa application centre, then receive your decisionProvide your facial image and fingerprints at the New Zealand Visa Application Centre in New Delhi, Mumbai or Chandigarh as required. INZ publishes a decision time of 80% within 8.5 weeks; once approved you receive an eVisa — check the exact work and study conditions recorded on it before you travel.

Documents for the New Zealand visa

12 documents

Indicative — visa rules change. Vibedu confirms your exact, current requirements and files the application with you, free.

New Zealand student visa — FAQs

5 questions

Up to 25 hours a week during term time. This increased from 20 hours on 3 November 2025 under the International Education Going for Growth Plan. Visas granted on or after that date carry the 25-hour condition automatically — but if you already hold a visa with a 20-hour condition, the extra 5 hours are NOT added automatically and you must apply for a variation of conditions (published fee NZD $325). You may work full-time during scheduled holidays if your course meets INZ criteria, and there is no hour limit at all if you are enrolled in a PhD or Research Masters programme. Always check the conditions printed on your own eVisa.

For tertiary or English language study you must show NZD $20,000 for each year of study (or NZD $1,667 per month if your course is shorter than a year) on top of tuition fees, plus a return ticket or funds for onward travel. India is one of six countries (with China, Nepal, the Philippines, Sri Lanka and Vietnam) covered by the Funds Transfer Scheme run by ANZ Bank New Zealand. INZ states it will tell you if you need to use the FTS — it is not automatic for everyone. Note INZ's own caution that using the FTS "does not guarantee approval of your student visa application."

Almost always, yes. Because India is not classified as a low-TB-incidence country, a chest X-ray is required if you will stay in New Zealand more than 6 months, and it is required for everyone staying more than 12 months. A full medical examination is additionally required if you will stay more than 12 months — which covers virtually all degree programmes. Your chest X-ray certificate must be less than 3 months old when you apply, so time it carefully against your intake date. Both must be done by an INZ-approved panel physician.

Immigration New Zealand requires police certificates where your total time in New Zealand across all visits will be 24 months or longer, which captures most Indian students on 2-year master's or 3-year bachelor's programmes. The certificate must be less than 6 months old when you submit your application. This matters a lot: INZ has indicated that where a required police certificate is missing, the application is likely to be declined, or a visa may be granted for a shorter duration only — meaning you would have to reapply and pay a new fee to stay longer.

Immigration New Zealand publishes a decision time of 80% within 8.5 weeks for the Fee Paying Student Visa. INZ recommends applying about 3 months ahead of your intended travel date, and it has publicly urged students to apply early to get ahead of the student visa peak. Given that Indian applicants also need to schedule an X-ray, a medical, a police certificate and biometrics at a VFS Global centre in New Delhi, Mumbai or Chandigarh, starting 3-4 months before your intake is realistic rather than cautious.

Official sources: www.immigration.govt.nz · www.immigration.govt.nz · www.immigration.govt.nz · www.immigration.govt.nz

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