Netherlands student visa financial requirement
How much you must show for a Netherlands student visa, in what form, and for how long you must have held it. This is the requirement that refuses more applications than any other, and almost always on the form of the evidence rather than the amount.
At a glance
| Visa | Residence permit for the purpose of study, applied for by your institution, usually together with an MVV (machtiging tot voorlopig verblijf) entry visa. The structural point about this route is that YOU DO NOT APPLY. The educational institution applies on your behalf, and it can only do so if the IND has recognised it as a sponsor. That makes "is my institution a recognised sponsor?" the first question on the Dutch route, not a detail — if it is not, this permit cannot be applied for at all. |
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The requirement, as published
€1,130.77 per month for study at a university or at hbo (higher professional education) level, and €928.58 per month for mbo (senior secondary vocational education), as published in the IND's required-amounts table. The IND adjusts required amounts twice a year, on 1 January and 1 July, so check the table against your filing date rather than reusing a figure from an earlier intake. The amounts are the means you must have available, assessed by the IND through your sponsoring institution.
The form of the money matters as much as the amount
Applicants concentrate on reaching the figure and are refused on how the money is held. Across every major student visa route the same four questions decide it.
- Whose account is it in? Routes differ on whether a parent's account is acceptable and what proof of relationship is needed.
- How long has it been there? Many routes require the funds to have been held for a continuous period, and a deposit made last week usually fails.
- What kind of account? Some routes exclude accounts you cannot access immediately.
- Can you evidence the source? A large recent credit without an explanation invites a refusal even when the balance is correct.
Education loans as proof of funds
A sanctioned education loan is accepted as evidence of funds by several routes, which is why the loan timeline and the visa timeline are the same timeline. A sanction letter is usually needed, not an in-principle approval.
- Confirm your route accepts a loan sanction letter, and from which kind of lender.
- Allow for the loan taking longer than the lender indicates — collateral valuation is the usual delay.
- Keep the sanction letter, the disbursement schedule and the lender's letterhead details together.
Our lender pages at /education-loan carry each lender's processing indication and how recently we read it. Work backwards from the visa date, not from the course start.
Financial requirement — FAQs
2 questions
The amount is quoted above from the official source, and it depends on your course length and where you will live. The holding period and the form of the account matter as much as the figure.
Several routes allow it with evidence of the relationship and their consent. Check the requirement above and the official source, because the rules differ by country.
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Sources
Checked against these sources on 10 November 2026.