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Student visa (Subclass 500)

Australia student visa — step by step

Everything you need to apply, and how Vibedu files it with you — free.

Visa route

Student visa (subclass 500)

Official fee

From AUD2,500.00 for the main applicant, as published at immi.homeaffairs.gov.au (charge increased from 1 July 2026). "There is also a charge for each family member who applies for the visa....

Full official detail

From AUD2,500.00 for the main applicant, as published at immi.homeaffairs.gov.au (charge increased from 1 July 2026). "There is also a charge for each family member who applies for the visa." Lower charges apply only to eligible Pacific Island/Timor-Leste and ASEAN passport holders and to the Independent ELICOS and Non-Award sector — Indian passport holders pay the standard charge. Home Affairs also notes you may pay extra for health checks, police certificates and biometrics. Use the Department's Visa Pricing Estimator for your exact amount.

Processing time

Home Affairs publishes no single figure — it publishes a stream-by-stream guide based on recently decided applications. Checked on the Department's visa processing times guide tool on 14 Aug...

Full official detail

Home Affairs publishes no single figure — it publishes a stream-by-stream guide based on recently decided applications. Checked on the Department's visa processing times guide tool on 14 August 2026: Higher Education Sector — 50% processed in 15 days, 90% processed in 7 months; Postgraduate Research Sector — 50% in 27 days, 90% in 3 months; Vocational Education and Training Sector — 50% in 7 months, 90% in 7 months. These are a guide only, change regularly, and are not specific to your application. Applications lodged outside Australia on or after 14 November 2025 are processed under Ministerial Direction 115 (before that date, Ministerial Direction 111).

Funds to show

As published at immi.homeaffairs.gov.au (Student visa 500 — Gather your documents), you must show enough money for travel + 12 months of course fees + 12 months of living costs (pro rata for...

Full official detail

As published at immi.homeaffairs.gov.au (Student visa 500 — Gather your documents), you must show enough money for travel + 12 months of course fees + 12 months of living costs (pro rata for stays under 12 months). Published 12-month living costs: students AUD29,710; a partner coming with you AUD10,394; a child coming with you AUD4,449. Schooling costs of at least AUD13,502 per year apply for each school-age child. Travel costs guide: AUD2,000 if applying from anywhere outside Australia other than Africa. Alternative "annual income" option: evidence that your parents or partner had a personal annual income of at least AUD87,856 in the 12 months before you apply (AUD102,500 if family members come with you), proved by official government documents such as a tax assessment less than 12 months old — bank statements and employer letters are not accepted for this option. You must also prove genuine access to the funds and explain how they were accumulated; Home Affairs states that "providing a bank balance certificate across a single day does not show us how you increased your funds."

Work while studying

As published at immi.homeaffairs.gov.au: you can "work up to 48 hours a fortnight when your course of study or training is in session". You cannot work in Australia before your course starts...

Full official detail

As published at immi.homeaffairs.gov.au: you can "work up to 48 hours a fortnight when your course of study or training is in session". You cannot work in Australia before your course starts. When your course is not in session, Student visa holders can work unlimited hours (family members keep limited work rights). Students studying a masters by research or doctoral degree — and their family members — can work more than 48 hours a fortnight. Always check your own conditions in VEVO or your grant letter.

Interview / biometrics

Home Affairs does not publish a routine, compulsory interview for the subclass 500 — the application is decided online in ImmiAccount, and the Department may instead ask for more information...

Full official detail

Home Affairs does not publish a routine, compulsory interview for the subclass 500 — the application is decided online in ImmiAccount, and the Department may instead ask for more information at any time (respond promptly rather than waiting for the deadline). Biometrics: the official page says "We might ask for biometrics. Most applicants will be advised immediately after submitting an application if you need to provide biometrics" and you are given 14 days to attend; biometrics (facial image + all 10 fingerprints) must be provided before travelling to Australia. Note for Indian applicants: India is NOT on the Department's published list of Australian Biometrics Collection Centre (ABCC) locations (list stated as correct as of March 2026), so if biometrics are requested you will be told whether to use the Australian Immi App or attend a centre. Health examinations are the more likely in-person step: India is not on the Department's low-tuberculosis-risk country list, so temporary visa applicants staying 6 months or more generally need a medical examination, a chest x-ray (aged 11+) and a serum creatinine/eGFR test (aged 15+), done at a panel clinic using the HAP ID in ImmiAccount.

Step 1
Get a CRICOS-registered offer and your electronic Confirmation of Enrolment (CoE)Apply to a provider listed on the Commonwealth Register of Institutions and Courses for Overseas Students (CRICOS), accept the offer and pay the deposit so the provider issues an eCoE. Home Affairs requires a valid CoE for every intended course, valid both when you lodge and when they decide — a cancelled or completed CoE is no longer valid.
Step 2
Arrange Overseas Student Health Cover (OSHC) for the whole visa periodYou must include proof of paid, adequate OSHC covering everyone in the application; the Department states plainly that if you don't provide your OSHC in the application form, they will refuse your visa application. Record the insurer name, policy start/end dates and (if you or your agent arranged it) the policy number.
Step 3
Meet the English language requirement with an accepted testFor tests taken on or after 7 August 2025 the published minimum overall scores include IELTS Academic or General Training 6.0, PTE Academic 47, TOEFL iBT 67 and OET 1210 — reduced to 5.5 / 39 / 51 / 1090 with at least 10 weeks of packaged ELICOS (or an eligible Foundation/Pathway program) and 5.0 / 31 / 37 / 1020 with at least 20 weeks of ELICOS. From 21 January 2026 TOEFL candidates must select 'Taking TOEFL for Australia' at registration.
Step 4
Build your Genuine Student (GS) evidence and financial-capacity fileSince 23 March 2024 the GS requirement replaced GTE: you answer set questions inside the online form (150-word limit per response, in English) about your ties to family/community/employment, why this course and this provider, and how the course benefits you — Home Affairs prefers answers in the form, not a separate statement, and gives more weight to claims backed by evidence. Alongside it, assemble funds evidence showing the source and history of the money, or the parent/partner income-tax route.
Step 5
Run the Department's Document Checklist Tool for your passport and providerEnter 'India' as country of passport plus your education provider in the Document Checklist Tool to get the exact evidence list that applies to you — the required evidence varies by provider. Re-check it just before you submit, as the tool is routinely updated on 31 March and 30 September.
Step 6
Lodge online in ImmiAccount and pay the visa application chargeThere is no paper or in-person lodgement — you create/log in to ImmiAccount, attach your documents (maximum 60) and pay the charge for you and any family members, or the application is not valid. Home Affairs asks for a 'decision-ready' application and warns that applications lodged without relevant documentation may be refused or delayed.
Step 7
Complete biometrics/health requests, then check your grant conditions in VEVOAfter lodging, monitor ImmiAccount for requests: biometrics must be arranged within 14 days if asked, and health examinations are booked using the HAP ID and medical referral letter in ImmiAccount. The decision comes in writing with your visa grant number, expiry date and conditions; keep a copy in Australia and verify your work/study conditions through VEVO.

Documents for the Australia visa

14 documents

Indicative — visa rules change. Vibedu confirms your exact, current requirements and files the application with you, free.

Australia student visa — FAQs

6 questions

AUD29,710 is the published 12-month living-cost figure, but it is only part of the total. Home Affairs requires travel costs plus 12 months of course fees (minus what you've already paid) plus 12 months of living costs, and adds AUD10,394 for a partner and AUD4,449 per child coming with you. Home Affairs also stresses this is the minimum for the visa, not what Australia actually costs to live in, and that actual living costs may be much higher. If you use the alternative route, you instead show your parents' or partner's official tax assessment proving at least AUD87,856 of annual income (AUD102,500 with family).

IELTS is not the only accepted test — Home Affairs also accepts PTE Academic, TOEFL iBT, OET, CELPIP General, LANGUAGECERT Academic, MET and C1 Advanced. For tests taken on or after 7 August 2025 the published overall minimums include IELTS Academic 6.0, PTE Academic 47 and TOEFL iBT 67. You can drop to IELTS 5.5 with at least 10 weeks of packaged ELICOS or an eligible Foundation/Pathway program, or IELTS 5.0 with at least 20 weeks of ELICOS. Exemption categories exist and are set out in the Migration (English Language Tests and Evidence Exemptions for Subclass 500 (Student) Visas) Instrument 2025.

There is no routine interview published for the subclass 500 — it is decided online, and Home Affairs contacts you through ImmiAccount if it needs more information. Biometrics may be requested ("most applicants will be advised immediately after submitting an application"), with 14 days to attend, and must be given before you travel. India does not appear on the Department's published list of Australian Biometrics Collection Centre locations (correct as of March 2026), so follow the instructions in your request letter. What most Indian students will do is a health examination: India is not on the low-TB-risk list, so stays of 6 months or more generally mean a medical exam, chest x-ray and serum creatinine test.

You can work up to 48 hours a fortnight while your course is in session, and unlimited hours when the course is not in session. Home Affairs is explicit that Student visa holders and their family members cannot work in Australia before the student starts their course. Students on a masters by research or doctoral degree, and their families, are not held to the 48-hour limit. Home Affairs also warns you should not rely on work to support yourself or your family.

Processing is published per education sector and driven by a Ministerial Direction. On the Department's own guide tool on 14 August 2026, the Higher Education Sector showed 50% processed in 15 days and 90% in 7 months, while the Vocational Education and Training Sector showed 50% in 7 months and 90% in 7 months. Applications lodged outside Australia on or after 14 November 2025 are processed under Ministerial Direction 115. Lodge a complete, decision-ready application well before your course start date — incomplete files are the Department's stated cause of delay.

No. Home Affairs states directly that it will not refund the application charge if your application is refused. The refusal letter tells you the reasons and whether you have a right to review. This is why the Department pushes a 'decision-ready' lodgement — and why missing OSHC alone is enough for refusal, and missing financial-capacity evidence can be refused without them asking you for more.

Official sources: immi.homeaffairs.gov.au · immi.homeaffairs.gov.au · immi.homeaffairs.gov.au · immi.homeaffairs.gov.au

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