Tuition, living costs, insurance and visa — a realistic breakdown of what it costs an Indian student to study in Australia in 2026, and how to fund it.
Overall cost
A master’s in Australia typically costs an Indian student around ₹30–55 lakh a year all-in. Australia offers strong post-study work rights and high salaries, which help offset a higher cost of living. Get your exact figure with our cost calculator.
Tuition fees
Postgraduate tuition is roughly A$26,000–A$48,000 per year; STEM, business and health courses at the Group of Eight universities sit at the top end.
Living costs
Budget about A$1,500–A$2,000 a month. Sydney and Melbourne are the most expensive; Adelaide, Brisbane and regional cities are cheaper and can even help with visa and PR points.
Insurance and one-time costs
Overseas Student Health Cover (OSHC) is mandatory, and the subclass 500 visa plus flights and tests add one-time costs of roughly ₹1–1.5 lakh.
Why Australia can be worth it
A 2–4 year Temporary Graduate visa and a points-based PR route make Australia a strong work-and-settle option — compare it in Canada vs Australia and see timing on Australia intakes.
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